I was born in 1959, one of seven children, and I spent my childhood in Lytham St Annes, Lancashire.

Upon leaving education I fell in with the wrong crowd, and qualified as a Chartered Accountant.

I then spent a lifetime using every legal loophole I could to help those with more than enough reduce their fair share of what they ought to contribute to society.

God caught up with me in 2010 when I contracted encephalitis, followed by a major stroke.

Following this I was forced to retire, and I have spent my time since writing.

I am looked after by my gorgeous wife Sue, of whom I think the world.